Hardware Leasing

More than ever, companies of all sizes are financing their IT infrastructures including hardware, software and services. DP Solutions is a financial partner dedicated to making technology affordable. With an in-depth knowledge of the IT industry, DP Solutions can provide a solution that is tailored to your individual requirements whether you decide to lease or finance your technology acquisition.

Leasing enables you to take advantage of new technology without being locked into equipment that could become obsolete. Businesses that use leasing have a flexible, efficient and cost effective financial tool to fund progress. Leasing and finance can be used to fund a majority of factors that contribute to Total Cost of Ownership (TCO). DP Solutions offers finance for all brands of equipment.

So what are the advantages of leasing to your business? By choosing to lease through DP Solutions you can:

• Match the timing of costs to benefits: DP Solutions’ offerings provide the flexibility needed to tailor payments to your specific cash flow or budgetary requirements, with options such as payment deferrals which is a valuable benefit allowing you to defer payments for equipment until it generates a return. Payment frequency may be monthly, quarterly, semiannual, annual, in-advance or arrears.
• Protect against obsolescence: DP Solutions offers flexible mid-lease and end-of-lease options making it easier to upgrade your equipment and help ensure you stay abreast of changing technologies, which is fundamental to business success.
• Spread lower monthly payments: With DP Solutions' competitive rates and monthly payments, costs can be spread over the lifetime of the lease to balance payments with benefits. In addition where tax benefits flow to us, we pass these on in the form of lower interest rates because we can depreciate the equipment.
• Hedge against inflation: Unlike other expenses such as salaries or utilities, lease payments are fixed and do not increase over time. This allows more accurate profit and cash flow planning and protects you against inflation. You can choose a lease term of between two and five years.
• Conserve Cash: Leasing offers 100% no deposit financing. There are no upfront establishment fees and no down payment requirements. This means you can conserve your working capital for investment in your business, rather than in the infrastructure required to run it. However, should you have surplus cash at some point, the flexibility of leasing may enable you to prepay commitments.
• Preserve Credit Lines: Leasing provides you with an additional source of funding, allowing you to reserve existing credit lines for other investment opportunities.
• Obtain off-balance sheet funding: For leases which qualify under approved accounting standards as operating leases, future rentals are not included in the balance sheet as a liability and the leased equipment is not included as an asset. This may increase your borrowing capacity and improve key financial ratios such as debt/equity and return on assets.
• Reduce Total Cost of Ownership (TCO): Leasing helps control the burgeoning cost of technology ownership. For the average client-server system, industry sources estimate that total ownership costs have tripled over the past ten years. Costs contributing to TCO include acquisition, implementation, training, maintenance, change and problem management and asset management.

For more information view our Leasing PDF or Contact us.